Home Buyers


NHSB offers home buyers classes in our Birmingham office for low to moderate-income families within our Birmingham/Jefferson County service area.


Neighborhood Housing Services is a leader in providing housing counseling and education to home buyers. We can help you answer the questions most first-time home buyers have such as:

  • What does my credit score need to be in order to qualify for a home loan?
  • What is the best way to shop for a home loan?
  • What should my mortgage payment be in relation to my monthly salary?
  • Are there hidden costs to homeownership that I should know about?



E Home America website

We partner with eHome America, a web-based home-buyer education program that combines online and in-person housing counseling. This enables prospective homeowners to learn about the home buying process at a time a place that is most convenient for them.

Borrowers who receive home-buyer education are 67% more likely to stay current on the mortgages.

An educated home-buyer is a successful homeowner. Buying a home can be as overwhelming as it is exciting; the more information you have, the better you will be able to navigate the process. Our home-buyer education will help you enter into the home-buying process with your eyes wide open.

By completing a home-buyer education program, you may also qualify for special financing programs or down payment assistance that will increase the affordability of home-ownership.

EHOME AMERICA eHome America is the most comprehensive online educational course for home-buyers. It covers a wide range of information for prospective homeowners, so you'll have the facts you need to navigate every step of the buying process. You can take this engaging and interactive course anywhere, on your schedule!

How do I get started?

By attending one of our monthly homebuyer seminars, you will learn the answer to these questions and many more. Space is limited. Register Today!

Register for Seminars here!

Verlene Hornbuckle

Homeownership Center Manager

Beverly Edmondson


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